During the months before turning 65, your mailbox may start filling up daily with never ending ads and marketing materials about Medicare, or you may begin to notice back-to-back commercials on TV about the many Medicare parts, plans, and options. All of this information can seem very overwhelming and complicated. Our licensed agents will help simplify your Medicare Part A and Part B coverage for you, including the basics, costs, parts, and supplemental coverage options.
Medicare is a federal government-run health program for older adults 65 years old or older and certain younger people with disabilities. Medicare has several parts, and each part covers specific services. Original Medicare includes Part A (Hospital Insurance) and Part B (Medical Insurance).
Once you're first eligible, it's recommended that you enroll in Medicare Part A. Some people choose to delay Medicare Part B. However, in most cases, your decision depends on the type of health coverage you may have or want. For instance, you may be currently working and have coverage through your job, have Veterans' benefits, or have End-Stage Renal Disease (ESRD). Regardless of your situation, it's important to understand how Medicare works for you.
Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Advantage covers and pays for your services instead of Original Medicare and also offers extra benefits.
Medicare Part D covers your prescription drugs, and you can get the coverage through a separate Part D plan or include in a Medicare Advantage plan.
Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Advantage covers and pays for your services instead of Original Medicare and also offers extra benefits.
Medicare Part D covers your prescription drugs, and you can get the coverage through a separate Part D plan or include in a Medicare Advantage plan.