Original Medicare Part A and Part B doesn’t include prescription drug coverage, so an option to help cover the costs of medication is a Medicare Prescription Drug (Part D) plan. Part D is an optional benefit that’s available to everyone who has Medicare. To get coverage for your prescriptions, you are required to join a Medicare plan that offers prescription drug coverage. Our licensed agents can search for Part D plans available in your service area and provide information about costs, including deductibles, premiums, and copayments/coinsurance.
There are two ways you can get prescription drug coverage, either through a Medicare Prescription Drug plan or Medicare Advantage plan (Part C). These plans include commonly used generic and brand name prescription drugs. Each plan has different coverage and drug lists available. Costs for your Part D plan depend on the medications you take, whether your plan covers those medications, and whether there are any coverage restrictions.
Create a list of your current prescription drugs.
Speak with our licensed agents about which Part D drugs plans are available in your area and cover your medications.
Once you know which Part D plans cover your prescriptions, our licensed agents will let you know how much they will cost you.
Check out your Part D plan’s ratings since they can help you understand how good a job the plan is doing in providing coverage.